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Terms of Service

These terms govern your use of Subpocket's smart subscription management services. Please read them carefully.

schedule Last updated: August 8th, 2025
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Acceptance of Terms

Welcome to Subpocket. These Terms of Service ("Terms") govern your use of the Subpocket platform, website, and services (collectively, the "Service"). By accessing or using Subpocket, you agree to be bound by these Terms.

If you disagree with any part of these terms, then you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service.

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Important: By using Subpocket, you confirm that you are at least 18 years old and have the legal capacity to enter into this agreement.
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Our Services

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Subscription Management

  • Automated payment processing for subscriptions
  • Prepayment options for multiple months
  • Virtual card generation and management
  • Real-time transaction monitoring
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Financial Services

  • Digital wallet creation and management
  • Secure fund storage and transfers
  • Budget tracking and analytics
  • Financial reporting and insights
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Security Features

  • Multi-factor authentication
  • Fraud detection and prevention
  • Encrypted data transmission and storage
  • Real-time security monitoring
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Service Availability: While we strive for 99.9% uptime, Subpocket services may be temporarily unavailable due to maintenance, updates, or unforeseen circumstances.

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User Accounts & Registration

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Account Creation

You must provide accurate, complete, and current information during registration. You're responsible for maintaining the confidentiality of your account credentials.

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Identity Verification

We may require identity verification to comply with financial regulations and prevent fraud. This may include document submission and verification processes.

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Account Security

You're solely responsible for maintaining the security of your account. Notify us immediately of any unauthorized access or security breaches.

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Account Maintenance

Keep your account information current and accurate. Failure to do so may result in service interruption or account suspension.

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Financial Terms & Payments

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Payment Processing

All payments are processed securely through our certified payment partners. We do not store complete payment card information.

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Wallet Balances

Funds in your Subpocket wallet are held in trust and are not considered deposits. Interest is not paid on wallet balances.

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Fees & Charges

Current fee structure is available in your account dashboard. We'll notify you of any fee changes with 30 days' advance notice.

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Refunds & Reversals

Refund policies vary by subscription service. We'll assist with disputes but cannot guarantee refunds from third-party providers.

Financial Compliance & Protection

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verified Audited Annually
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User Responsibilities & Prohibited Uses

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Limitations of Liability & Disclaimers

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Service Availability

We provide services "as is" and cannot guarantee uninterrupted access or error-free operation.

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Third-Party Services

We're not responsible for the availability, reliability, or performance of third-party subscription services.

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Financial Decisions

You're solely responsible for your financial decisions. We provide tools, not financial advice.

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Data Loss

While we maintain backups, we're not liable for data loss. Maintain your own records of important information.

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Legal Limits

Our liability is limited to the maximum extent permitted by law, not exceeding fees paid in the last 12 months.

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Claims Period

Any claims must be brought within one year of the incident giving rise to the claim.

Force Majeure

We're not liable for delays or failures due to circumstances beyond our reasonable control, including natural disasters, government actions, or infrastructure failures.

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Account Termination & Suspension

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User-Initiated Termination

You may close your account at any time through your account settings. Remaining wallet balances will be returned according to our refund policy.

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Suspension by Subpocket

We may suspend or terminate accounts for Terms violations, suspicious activity, or legal compliance requirements. We'll provide notice when possible.

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Fund Recovery

Upon termination, you have 90 days to withdraw remaining funds. After this period, funds may be considered abandoned per applicable law.

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Data Retention

After account closure, we'll retain certain data as required by law for compliance, fraud prevention, and legal purposes.

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Legal Terms & Dispute Resolution

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Governing Law

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict of law principles.

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Dispute Resolution

Disputes will be resolved through binding arbitration, except for small claims court matters under $10,000.

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Class Actions

You waive the right to participate in class action lawsuits against Subpocket.

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Severability

If any provision is found unenforceable, the remaining terms continue in full force and effect.

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Contact

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All Inquiries

info@subpocket.tech

Terms Questions Legal Inquiries Account Issues
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Terms Updates

We may update these Terms from time to time to reflect changes in our services, applicable law, or for other operational reasons. We will notify you of material changes by:

  • email Sending an email to your registered address
  • notifications Displaying a prominent notice in our app
  • web Posting an update on our website
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Your continued use of Subpocket after any changes constitutes acceptance of the updated Terms of Service. If you disagree with changes, you must stop using the service.